The Complete Estate Clear Out Checklist

Want to Get Organized?

Cleaning out the estate a loved one can be emotionally, physically and mentally exhausting. We’ve been working with families for over a decade and we have tips and advice to help you navigate this difficult time. Below is a list to get you started if you don’t know where to begin:

A list of 10 checklist items for estate clear outs.

While you may not be cleaning out your loved one’s home immediately, it’s important to secure the space. You never know who has keys and if the home will be unoccupied, it’s better to be safe than sorry. If the home was rented, check with the landlord to see what your best options are.

Financial documents and personal papers are essential to dealing with an estate. If these weren’t set aside ahead of time, locating and securing forms and legal documents is a crucial step before you start purging the home of unneeded paper clutter. Some things to look for include: tax returns, wills, trusts and deeds, life insurance policies, 401(k) records and stock certificates. Once located, make sure you secure these papers so they aren’t accidentally discarded.

When cleaning out an estate, it’s imperative to be aware of the laws regarding the removal of items from the home. For example, if the probate process is still ongoing, you may not be able to begin the clean out. If you are the executor or administrator, you have a bit more leeway but the specifics of the will may determine what is permissible. It’s in your best interest to consult a lawyer to prevent any legal headaches going forward.

Depending on the relationships in your family, this may be one of the harder things you have to do. But dealing openly and honestly with relatives from the get go may prevent hurt feelings and complications in the future. And depending on the wishes of your deceased loved one, you may not have a choice in the matter. We recommend being clear and straightforward about your expectations and timeframe so everyone can get on board.

The longer an estate sits in limbo, the more it may cost you. Things like mortgages, rent, taxes and storage fees will all add up quickly, so the faster you can get your clean out done, the better. When you’re discussing the process with family members, setting a time limit is an important step. Whether you can meet in person or if you have to do it virtually, creating boundaries and being clear about when you anticipate handling the details will keep everyone in the loop. By having a time frame and assuring all family members are in agreement with the schedule will help with relatives who may be dragging their feet or being resistant.

Once your clean out gets going, the process of sorting items can happen quickly. Before you get started, it’s good practice to set aside things like photo albums, framed photos, diaries and personal papers that would be irreplaceable if thrown away. Be sure to look in places like the back of closets and drawers so nothing gets overlooked.

One of the easiest ways to deal with the distribution of items is for each family member to place a sticker on the items they would like to have. For example, blue for you, yellow for your sister, and green for your uncle will be a clear visual for everyone. For things that have more than one sticker, we recommend trying to make decisions as quickly and fairly as possible. If it’s an item that has monetary value, one family member may be willing to pay the cost if the item means that much to them. Level heads and open hearts will prevail if the situation becomes contentious.

If your loved one’s estate contains items of financial value, hiring an appraiser may be in your best interest. Particularly things like art, fine jewelry and collections such as stamps and coins should be evaluated.

We have found, unfortunately, that many of the things that were once considered valuable, are no longer worth that much. For example, silver is assessed by weight, jewelry is often only appraised for the gold or gem – not the piece itself, china is generally not valued and antique furniture is hard to sell. So it may make sense to consider the cost of paying the appraiser versus the potential benefit you would receive from selling the items. Of course, if there is any question and you and your relatives are in disagreement, hiring an appraiser may be the best route. In our experience, The Appraisers Association of America is a good resource for finding a reputable person to assist you.

Once the valuable and sentimental items have been claimed, it’s time to deal with the rest. Separate all of your loved one’s possessions into keep, donate and garbage. It’s worth noting that we don’t advise keeping things that you have to store or that you might be saving for future generations. Generally speaking, homes are full to the brim of things we ourselves own without adding items from another home simply out of obligation or guilt. Of course, if you love an item and it brings you joy to have it, then by all means, keep it! But so often, we’re hired to help people who have storage areas full of things from their parents or grandparents that they’ve never used and didn’t really want in the first place, but they had a hard time saying no when cleaning out the estate.

As far as future generations are concerned, it’s highly unlikely your kids will want their grandparent’s headboard or dining room table. More likely, they’ll run down to their local IKEA and buy the modern trendy furniture to decorate their home, just like their peers are doing. It can be a hard pill to swallow, but if you don’t want it and aren’t using it, the chances your kids will is a stretch at best.

The amount of stuff you have to throw away may be shocking, but you’re potentially dealing with decades, or even a lifetime, of things your family member collected. Trying to haul away everything on your own may be daunting, if not impossible, depending on your access to vehicles and the local rules and regulations regarding the disposal of certain items. Hiring a company to come in and handle all of your garbage and donations can be a lifesaver. We use The Junkluggers on all of our jobs because they are reliable, professional and are committed to upcycling, recycling and responsibly disposing of every item they take away.

Even with all the best advice in the world, cleaning out an estate can be an insurmountable task. Not only are you dealing with the physical things, you’re likely going through an emotionally trying time as well. At Done & Done Home, our goal is to take the stress of handling the estate off your plate so you can grieve your loss appropriately. If you’re facing an estate clean out and need help, contact us today – we’d be honored to assist you in this trying time.